Direct World Convenience Card Inc. Privacy Policy
Your privacy is very important to us. We do not sell or rent
your personal information to third parties for their marketing purposes without
your explicit consent. Please read this privacy policy to learn more about the
ways in which we use and protect your personal information.
If you have additional questions, you may send us an email to privacy@directworld.net.
Overview
The privacy practices of this statement apply to our services
available under the domain and sub-domains of www.directworld.net.
By visiting this website you agree to be bound by the terms and conditions of
this Privacy Policy. If you do not agree, please to not use or access our Site.
This Privacy Policy describes the information, as part of the
normal operation of our services that we collect from you and what may happen
to that information. Although this policy may seem long, we have prepared a
detailed policy because we believe you should know as much as possible about
Direct World practices so that you can make informed decisions.
By accepting the Privacy Policy and User Agreement in
registration, you expressly consent to our use and disclosure of your personal
information in accordance with this Privacy Policy. This Privacy Policy is
effective upon acceptance in registration for new registering users, and is
otherwise effective on November 1st, 2004 for all users.
Information we Collect
Our primary purpose in collecting personal information from you
is to provide you with a safe, smooth, efficient, and customized experience.
This allows us to provide services and features that most likely meet your
needs, and to customize our service to make your experience safer and easier.
We only collect personal information about you that we consider necessary for
achieving this purpose.
In general, you can browse the Site without telling us who you
are or revealing any personal information about yourself. Once you give us your
personal information, you are not anonymous to us. If you choose to use our
Site, we may require you to provide contact and identity information and other
personal information as indicated on the forms throughout the Site. Where
possible, we indicate which fields are required and which fields are optional.
You always have the option to not provide information by choosing not to use a
particular service or feature.
We automatically track certain information about you based upon
your behaviour on our Site. We use this information to do internal research on
our users' demographics, interests, and behaviour to better understand, protect
and serve you and our community. This information may include the URL that you
just came from (whether this URL is on our Site or not), which URL you next go
to (whether this URL is on our Site or not), your computer browser information,
and your IP address.
We use data collection devices such as "cookies" on certain
pages of the Site to help analyze our web page flow, measure promotional
effectiveness, and promote trust and safety. "Cookies" are small files placed
on your hard drive that assist us in providing our services. We offer certain
features that are only available through the use of a "cookie." We also use
"cookies" allow you to enter your password less frequently during a session.
Cookies can also help us provide information that is targeted to your
interests. Most cookies are "session cookies," meaning that they are
automatically deleted at the end of a session. You are always free to decline
our cookies if your browser permits, although in that case you may not be able
to use certain features on our Site and you may be required to re-enter your
password more frequently during a session.
If you establish a credit account with us to pay the fees we
charge, we collect some additional information, such as: a billing address,
credit card number and credit card expiration date and tracking information
from cheques or money orders.
If you send us personal correspondence, such as emails or
letters, or if other users or third parties send us correspondence about your
activities or postings on the Site, we may collect such information into a file
specific to you.
Our Use of Your Information
We use your personal information to facilitate the services you
request. We use personal information in the file we maintain about you, and
other information we obtain from your current and past activities on the Site
to: resolve disputes; troubleshoot problems; bill your account; measure
consumer interest in our products and services, inform you about online and
offline offers, products, services, and updates; customize your experience;
detect and protect us against error, fraud and other criminal activity; enforce
our User Agreement; and as otherwise described to you at the time of
collection, use or disclosure.
You agree that we may use personal information about you to
improve our marketing and promotional efforts, to analyze Site usage, to
improve our content and product offerings, and to customize the Site's content,
layout, and services. These uses improve the Site and better tailor it to meet
your needs, so as to provide you with a smooth, efficient, safe and customized
experience while using the Site.
You agree that we may also use your personal information to
contact you and deliver information to you that, in some cases, are targeted to
your interests, such as targeted banner advertisements, administrative notices,
product offerings, and communications relevant to your use of the Site. By
accepting the User Agreement and Privacy Policy, you expressly agree to receive
this information. If you do not wish to receive these communications, we
encourage you to opt out of the receipt of certain communications.
Our Disclosure of Your Information
As a matter of policy, we do not sell or rent any of your
personal information to third parties for their marketing purposes without your
explicit consent. However the following describes some of the ways that your
personal information may be disclosed in the normal scope of business to
provide our services.
Advertisers
We aggregate (gather up data across all user accounts) personal information and
disclose such information in a non-personally identifiable manner to
advertisers and other third parties for their marketing and promotional
purposes. However, in these situations, we do not disclose to these entities
any information that could be used to identify you personally. Certain
information, such as your name, email address, password, and financial
information are not disclosed to these third parties in a personally
identifiable manner without your explicit consent.
External Service Providers
There are a number of separate services offered by third parties that we refer
to as external service providers that may be complimentary to your use of the
Site. If you choose to use these separate services, disclose information to the
external service providers, and/or grant them permission to collect information
about you, then their use of your information is governed by their privacy
policy. We do not disclose your personal information to external service
providers unless you provide your explicit consent. With your consent we may
provide some of your personal information to the external service provider
offering such services, for your convenience. To prevent our disclosure of your
personal information to an external service provider, you can decline such
consent or simply not to use their services. Because we do not control the
privacy practices of these third parties, you should evaluate their practices
before deciding to use their services
Internal Service Providers for Our Operations
We may use third parties that we refer to as internal service providers to
facilitate or outsource one or more aspects of the business, product and
service operations that we provide to you and therefore we may provide some of
your personal information directly to these internal service providers. These
internal service providers' are subject to confidentiality agreements with us
and other legal restrictions that prohibit their use of the personal
information we provide them for any other purpose except to facilitate the
specific outsourced and related operation, unless you have explicitly agreed or
given your prior permission to them for additional uses. In some instances, the
internal service provider may collect information directly from you. In these
cases, you will be notified of the involvement of the internal service
provider, and all additional information you provide them and their additional
uses will be strictly up to you. If you provide additional information to an
internal service provider directly, then their use of your information is
governed by their applicable privacy policy.
Other Corporate Entities
We share much of our data, including personal information about you, with our
subsidiaries and joint ventures that are committed to serving your needs and
related services, throughout the world. To the extent that these entities have
access to your information, they will treat it at least as protectively as they
treat information they obtain from their other users. Our subsidiaries and
joint ventures follow privacy practices no less protective of all users than
our practices described in this document, to the extent allowed by applicable
law. Direct World Convenience Card Inc, its subsidiaries, its joint ventures,
or any combination of such, will share some or all of your personal information
with another business entity should we plan to, merge with, or be acquired by
that business entity. Should such a combination occur, we will require that the
new combined entity follow this privacy policy with respect to your personal
information. If your personal information will be used contrary to this policy,
you will receive prior notice.
Legal Requests
Direct World Convenience Card Inc cooperates with law enforcement inquires, as
well as other third parties to enforce laws such as: intellectual property
rights, fraud and other rights, to help protect you from bad actors. Therefore,
in response to a verified request by law enforcement or other government
officials relating to a criminal investigation or alleged illegal activity, we
can (and you authorized us to) disclose your name, city, province, telephone
number, email address, and fraud complaints history without a subpoena.
However, in an effort to balance your right to privacy and the ability to keep
the community free from bad actors, we will not disclose additional information
to law enforcement or other government officials without a subpoena, court
order or substantially similar legal procedure, except when the additional
disclosure of information is necessary to prevent imminent physical harm or
financial loss. Further we can (and you authorize us to) disclose your name,
street address, city, province, postal code, country, phone number, email and
company name under confidentiality agreement, as we in our sole discretion
believe necessary or appropriate in connection with an investigation or
prosecution of fraud, intellectual property infringement, piracy or other
unlawful activity.
Due to the existing regulatory environment, we cannot ensure
that all of your private communications and other personal information will
never be disclosed in ways not otherwise described in this Privacy Policy. By
way of example (without limiting the foregoing), we may be forced to disclose
personal information to the government or third parties under certain
circumstances, third parties may unlawfully intercept or access transmissions
or private communications, or users may abuse or misuse your personal
information that they collect from the Site. Therefore, although we use
industry standard practices to protect your privacy, we do not promise, and you
should not expect, that your personal information or private communications
will always remain private.
Control of Your Password
You are responsible for all actions take with your User ID and
password, including fees charged to your account. Therefore, we do not
recommend that you disclose your password to any third parties. If you choose
to share your User ID and password or your personal information with third
parties, you are responsible for all actions take with your account and
therefore you should review that third party's privacy policy before doing so.
If you lose control of your password, you may lose substantial control over
your personal information and may be subject to legally binding actions taken
on your behalf. Therefore, if your password has been compromised for any
reason, you should immediately change your password.
Accessing, Reviewing and Changing Your
Personal Information
We offer you the ability to automatically review and change the
personal information you submit to us by logging into the Site and entering the
new information yourself. You must promptly update your information if it
changes or is inaccurate.
Upon your request, we will deactivate your account and remove
your contact information from our active databases. Such information will be
deactivated as soon as reasonably possible based upon your account activity and
in accordance with our deactivation policy and applicable law.
We will retain in our files some personal information you have
requested to remove to prevent fraud, collect any fees owed, resolve disputes,
troubleshoot problems, assist with any investigations, enforce our User
Agreement and comply with legal requirements as is permitted by law. Therefore,
you should not expect that all of your personal information will be completely
removed from our databases in response to your requests. However, such personal
information will be deactivated from public and member viewing and will only be
available to select personnel.
Security
Your information is stored and processed on computers located
in the United States . Direct World Convenience Inc uses procedural and
technical safeguards to protect your personal information against loss or
theft, as well as against unauthorized access or disclosure, to protect your
privacy, including firewalls and encryption. We employ many different security
techniques to protect such data from unauthorized access by users inside and
outside the company. However, "perfect security" does not exist on the
Internet.
Notice
We may amend this Privacy Policy at any time by posting the
amended terms on the Site. All amended terms shall automatically be effective
30 days after they are initially posted on the Site.
Accountability
Our privacy office is responsible for ensuring that our
day-to-day procedures comply with this Privacy Policy.
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